Welcome Home

Welcome to Patelco Credit Union mortgage loan center for Home Loans outside of California, or to request a FHA or VA loan in all 50 states. There are custom rates to review through the rate quote section, and we are happy to help guide you through the home buying process.

Choosing your credit union is the first step toward an affordable home loan. Whether you are purchasing a home outside of CA, or want to learn more about FHA and VA loans, then this Online application can help you with a pre-approval. It will require a $17.00 credit report fee in order to submit your request. Here is the link, applying online.

  1. Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed for instant pre-qualification.
  3. A Loan Officer will follow up with you and answer all your questions.

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 877-474-4554, option 3.

Keep an eye on rates via email

Sign up to receive an email when rates reach your target rate or receive information about rates on a regular basis.

Calculators &
Frequently Asked Questions

Check out our helpful calculators to review your financial situation and learn more about home loans using the frequently asked questions.

Real Estate Benefits Programs

Buying a new home? Check out our rebate program. Plus, learn more about our commitment to your timely close.

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Patelco Credit Union (NMLS#506373) provides mortgage loans by partnership with CU Members Mortgage, a division of Colonial Savings, F.A. NMLS#401285.